What is your current financial situation?

• Financially Secure. No or insignificant debt.
• Saving regularly. Preparing for future. Around 30% earning towards loan and expenditure.
• Moderate saving. Around 50% earning towards loan and expenditure.
• Not much is saved. Around 70% earning towards loan and expenditure.
• No savings at all.

When are you planning to retire?

• In more than 20 years
• In another 11 - 20 years
• In another 5 - 10 years
• In less than 5 years
• I am already retired

What is your level of understanding towards investments?

• Almost Nil. I do not know.
• Basic. I just know the terms but no in-depth knowledge.
• Fair. I am getting to know about it recently.
• Considerable. I have reasonable knowledge.
• Extensive. I am a frequent investor.

When are you planning to withdraw the proposed investment?

• In about 1 year
• In 2 - 5 years
• In 5 - 10 years
• In 11 - 20 years
• In more than 20 years

What is your current earning per annum?

(Choose just your earning from all sources, and not your entire family’s)

• Less than 1 lakh
• 1 to 5 lacs
• 5 to 10 lacs
• 10 to 25 lacs
• More than 25 lacs

What is the purpose of you building this portfolio?

• Safety and security of my capital is my only priority
• Moderate growth to beat inflation with protection of funds
• Good growth with stability and reasonable protection of funds
• Wealth creation and stable growth, with moderate risk
• Wealth creation and optimum growth, even with high risk

Where are your current investments?

(If you have invested in more than one, choose the one where you have invested most, or most comfortable with)

• Direct Equities, Derivatives and Stocks
• Equity Based Mutual Funds
• Other Mutual Funds (Liquid, Debt, Arbitrage Funds etc)
• Fixed Deposits, Bonds, Post Office, Term Deposits, Savings Account
• No Current Investments

What is your return expectation from the proposed investment?

• Certainty in Returns - Around 8-10% (very low risk)
• Predictable Returns - Around 10% (low risk)
• Stable Returns - Around 12% (moderate risk)
• Potentially Good Returns - Around 14% (might involve moderate to high risk)
• High Returns - More Than 16% (involves high risk)

With what decline in your investments would you be comfortable with?

(You know that markets are volatile and ups and downs are cyclic. But consider your reaction during decline)

• My investments should never decline
• Less than 5% decline
• 5 to 10% decline
• 10 to 15% decline
• Over 15% decline

How would you react if your investments fall around 8% over a short period?

• Invest more funds making use of lower price, as short term losses can be tolerated for future growth
• Sell a portion of investments immediately, and hold some of it
• Hold all my investments and sell nothing, hoping it would go up again
• Sell all my investments immediately to avoid further losses